Our engagement model is deliberately structured. Every investor and every corporate client moves through the same four-stage framework — because consistency is the foundation of trust.
From the initial exploratory conversation to ongoing stewardship once capital is deployed, each stage is owned by a senior practitioner and each deliverable is documented. No stage is skipped, regardless of referral source or commercial urgency.
Exploratory conversation, non-binding and confidential. We understand your objectives, liquidity profile and context before discussing any product.
Suitability review and instrument selection. Where appropriate, we prepare a tailored subscription proposal with all commercial terms set out in writing.
Formal onboarding: KYC, source-of-funds, subscription agreement and investor documentation. Capital is received into the SPV under governed controls.
Scheduled reporting, coupon cycles, governance communications and access to a dedicated contact throughout the life of the investment.
These are internal standards — not marketing claims. They are how partners at the firm assess whether we are doing our job, and they inform every client decision.
No commercial conversation proceeds until we have a genuine view that our product is appropriate for the prospective investor. Where it is not, we decline courteously and without prolonged discussion.
What an investor is owed and when is defined by the subscription agreement — not by marketing material, verbal representation, or illustrations. We write agreements in plain language so this is practical.
The advisory practice, the issuing SPV and the trading entity are separate legal persons with distinct responsibilities. This architecture is maintained even when it creates operational friction — because it protects investors.
We apply institutional onboarding standards even to modest subscriptions. The argument for scaling compliance down for small tickets is the argument we explicitly refuse.
Investors receive reporting on a published cadence, not in response to market events. Reactive reporting invites reactive behaviour; scheduled reporting supports long-horizon decision-making.
“Fixed” describes a contractual rate, not an unconditional guarantee. “Target” is not a synonym for “return”. Language is the first line of investor protection, and we hold ourselves to it.
Every engagement is handled in confidence. Client information, subscription volumes, and any commercial terms are treated as strictly confidential by default — governed by internal protocols and, where appropriate, by written NDAs executed at the outset of the engagement.
We do not publish client names, case studies or testimonials. Our preference is for referrals within a defined trust network, supported by the demonstrable governance framework described here.
A client who has asked for discretion should not have to ask twice.FCMA Operating Standard
It means the coupon payable to the investor under the subscription agreement is a pre-agreed contractual rate, applied to the subscribed capital over the agreed term. It is not a market-linked variable, and it is not a forecast. It remains subject to the terms of the subscription agreement, including the rights and obligations of the SPV.
No. The return is contractual, not guaranteed. Capital placed into the SPV is subject to counterparty and operational risks disclosed in the offering documentation. Investors should read the subscription agreement in full and take independent advice before committing capital.
The FCMA proposition is directed at sophisticated investors, high-net-worth individuals and family offices. Eligibility is assessed during onboarding and is subject to jurisdictional requirements. Where an applicant does not meet the appropriate criteria we are obliged to decline.
Terms vary by engagement and are set out in each investor’s subscription documentation. We are happy to discuss typical structures during an introductory conversation, without any obligation to proceed.
Capital is held within FCMA SPV Ltd, a ring-fenced Special Purpose Vehicle with its own governance. This does not eliminate risk — no structure does — but it provides legal separation from the trading entity and establishes a clear investor rights framework. The full risk profile is disclosed in the offering documentation.
All enquiries are handled in confidence. Consultations are offered on an appropriate-investor basis and are subject to onboarding checks.